Xclusive Credit Repair

🧾 Credit Repair Services – Refresh Solutions

Rebuild your credit with a trusted, ethical, and results-driven dispute process. At Refresh Solutions, we help you challenge inaccurate, outdated, or unverifiable information on your credit report while teaching you how to maintain healthy credit habits long-term.

What’s Included:

Full 3-bureau credit report analysis (Experian, Equifax, TransUnion)

Personalized dispute strategy based on your credit goals

Monthly disputes processed on your behalf

Assistance with removing inaccurate items such as:

• Collections

• Charge-offs

• Late payments

• Inquiries

• Fraud/identity theft items

Credit education + rebuilding guidance

Ongoing progress updates

Important Requirements & Disclosures:

Credit Monitoring

Active credit monitoring is required during the dispute process.

You must keep your monitoring account active for service to continue.

Your contract may be paused or terminated if credit monitoring becomes inactive or inaccessible.

Service Levels

Services rendered are based on the plan you select at checkout.

Each plan includes different features, dispute quantities, and service levels.

Results Disclaimer

Results vary based on your credit history, circumstances, and bureau/creditor responses.

No credit repair company can guarantee the removal of specific items or a certain score increase.

Credit repair is a process, not an overnight fix. Consistency matters.

Compliance Notice

All work is performed in accordance with the FCRA and FDCPA.

Clients must respond to mailed bureau updates and provide requested documents to prevent delays.

All services are non-refundable once work begins.

Ready to Start?

If you’re committed to improving your credit the right way, we’ll guide you step-by-step with transparency and professionalism.

Your credit journey starts here.